A point to ponder:
How long will it be until a funeral home opens up and advertises the fact that they DO NOT have to carry the cost of old pre-arrangements?
For many, those weak "investments" in the future only drive up the cost of providing new at-need calls.
Someone will try to exploit that gap. I wonder who will do it be and where it will happen.
Thoughts? Comments? Have you by chance seen this already in your area?